The InsuranceDrip™ Services Terms of Use (this "Agreement") is a legal agreement between you ("Subscriber") and Innovative Development Solutions, LLC DBA Xeddi, LLC ("Xeddi").

Last updated 2/1/2017
© Xeddi, Inc. (InsuranceDrip™)

PLEASE READ THESE TERMS OF USE CAREFULLY. THIS SITE IS NOT OPEN TO THE PUBLIC AND CAN BE ACCESSED ONLY BY SUBSCRIPTION APPROVED BY INNOVATIVE DEVELOPMENT SOLUTIONS, LLC DBA XEDDI, LLC. BY ACCESSING OR USING THE XEDDI, LLC InsuranceDrip™ WEBSITE (lifedrip.com) (hereinafter also referred to as "XEDDI", "WE", "InsuranceDrip" OR "US") SERVICES, YOU AGREE AS SUBSCRIBER OR ON BEHALF OF SUBSCRIBER THAT YOU HAVE READ, AND AGREE TO COMPLY WITH AND BE BOUND BY THE TERMS AND CONDITIONS OF THIS AGREEMENT DESCRIBED HEREIN AND ALL TERMS INCORPORATED BY REFERENCE. FURTHER, BY CLICKING THE "I AGREE" ICON BELOW YOU ARE MANIFESTING YOUR ASSENT AND AGREE TO BE BOUND BY THE TERMS OF THIS AGREEMENT. IF YOU DO NOT AGREE TO ALL OF THESE TERMS OF USE, DO NOT USE THE SERVICES (AS DEFINED BELOW).

Please note that Xeddi doesn't provide warranties for the Services. These Terms of Use also limits our liability to you. Please see Sections 20 and 21 for details.

Acceptance of Terms

By using this Web site, you acknowledge that you have reviewed, understood and agree to be bound all terms, conditions and notices contained on this Web site, including, without limitation, these Terms and the Privacy Policy, which can be viewed by clicking here. If you do not agree to these terms, you should not use this Web site. Subscriber agrees, consents and acknowledges that Xeddi will display marketing information upon Subscriber's Social Media accounts.

Xeddi shall take reasonable steps to prevent the placement of objectionable information or information detrimental to Subscriber and Subscriber's personal Services. However, Xeddi does not warrant nor do they assume any liability for any such information that Xeddi fails to screen or prevent from placement on Subscriber's social media or personal webpage.

Copyright, Trademark and Other Intellectual Property Rights

We or our licensors own all content contained on this Web site, including, without limitation, to all Xeddi™ graphics, Xeddi™ logos, Xeddi™ icons, Xeddi™ images, and Xeddi™ written materials, and all copyrights therein. The copying, redistribution, or modification of, or creation of derivative works based on, any portion of this Xeddi™ material on this Web site is expressly prohibited.

We our not licensors or owners of all trademarks, service marks, logos, slogans, and names of products and services, use by or may belong to the subscriber of the Xeddi services.

Subscriber's Obligations Regarding Access and Use of Services

Xeddi agrees to make commercially reasonable efforts to make the Services available to Subscribers. Xeddi shall provide adequate and reasonable security and encryption to ensure the integrity and security of Subscriber's service and personal services webpage located at the advisorprofiles.com domain. You will need to register with Xeddi and create an account before you may access and use the Services. It is required that upon creation of your account you provide and maintain current, accurate and complete information regarding yourself as may be requested during the registration process. You shall not have access to any other member's account and it is prohibited for you to authorize any third party to access your account or use the Services on your behalf. Each Xeddi account may only be used by a single person. You agree to contact and notify Xeddi immediately in the event of any suspected misuse, actual misuse, breach of security or unauthorized use of your account. You are solely responsible for your account activity. Subscriber shall keep all account and passwords confidential and secure. Xeddi is not responsible or liable for any loss or damage arising from any unauthorized use of your account.

By creating an account with Xeddi and providing Xeddi your email address, you agree that Xeddi may use your email address to send you notices and information regarding the Services, including notices regarding violations of these Terms of Use, updates, changes to features of the Services and special offers, or notices required by law. You may choose to discontinue receiving certain Services-related notices by changing your account settings.

You agree you will not use this Web site, or any of its features, to: (a) solicit or attempt to solicit funds; (b) upload, transmit, or otherwise make available software viruses, worms, trojan horses or other harmful or disruptive code or components; (c) disrupt, interfere with or restrict the use of this Web site by any other user; (d) impersonate any person or entity; (e) upload, transmit, or otherwise make available any commercial promotional materials, including without limitation, spam and chain letters; (f) conduct any illegal activity or further any illegal purpose; or (g) post or transmit any unlawful, threatening, defamatory, libelous, obscene, pornographic or profane material, or any material that could constitute or encourage conduct that would be considered a criminal offense or give rise to civil liability, or otherwise violate any law. In addition to any remedies that we may have at law or in equity, if we reasonably determine that you have violated or are likely to violate the foregoing prohibitions, we may take any action they reasonably deem necessary to cure or prevent the violation. Notwithstanding any provision in any policy on this Web site to the contrary, we will fully cooperate with any law enforcement authorities or court order or subpoena requesting or directing us to disclose the identity of anyone posting, transmitting, uploading or otherwise making available such materials.

Links to Other Sites

This Web site may contain links other Web sites. We do not control and are not responsible for the content of third-party Web sites. Inclusion of any link does not imply endorsement by us. For our policy regarding privacy issues related to third-party Websites, please click here.

Governing Law

All disputes related to this Web site, including, without limitation, any disputes related to these Terms, shall be governed exclusively by the laws of the United States and the internal laws of the State of WA, and you hereby irrevocably consent to the exclusive jurisdiction and venue of the courts located in such state.

Changes to These Terms and Conditions

We reserve the right to modify these Terms without prior notice. You should check this Website periodically to see if any recent changes to these Terms have occurred. By continuing to use this Web site after we post any such changes, you accept the Terms as modified.

Termination

We reserve the right to change, suspend, cancel, or discontinue this Web site, or any aspect of this Web site, including any features, content, specifications, products, materials, and services described or depicted on or available through the Web site, at any time without notice.

Payments/ Cancellation/ Refund Policy

Payment terms are located on the website. Subscriptions are offered on a monthly or annual basis. Xeddi reserves the right to modify its payment terms and policies from time to time, but such modifications will not be retroactive or affect existing customers. Subscriber can cancel their subscription to the Services at any time by contacting Xeddi support at support@xeddi.com.

If a subscription is a monthly subscription, Subscriber will only be charged for the last month their use of the Services occurred in. If a subscription is an annual subscription, the Subscription will be pro-rated on a monthly basis and the Subscriber will be refunded their money for the remaining months of their Subscription that use of the Services has not occurred in.

Founder' s Blog

Sean A. Ruggiero is the founder of Xeddco™ Software, the creators of InsuranceDrip™. Sean was selected as one of the top 20 most creative people in insurance by LifeHealthPro for 2015. Sean was also picked to present at the Digital Insurance Agenda in Barcelona for 2016, where he presented InsuranceDrip™ as one of the top 50 FinTech startups in the World. We encourage you to read Sean's blog and learn more about the world of digital and social media marketing from an insurance agent's perspective.

Untapped Contact Leads

Find out what tips Sean has for you to maximize you current contact list.

Know Your Market

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